Terms of Service
This document is a clear, plain-language starting draft. You should have it reviewed and tailored by a licensed attorney before public production launch.
1. Educational Disclaimer
All materials, spreadsheets, and documents provided by The First 10 Stumps System are for informational and educational purposes only. They do not constitute formal legal, tax, accounting, or insurance counsel. You assume full operational and safety responsibility for your machinery, excavation practices, and business activities.
2. Digital Product License
When purchasing any tier of The Stump Grinding Playbook, you are granted a non-exclusive, non-transferable license for your individual business use. You may not resell, redistribute, upload to public file-sharing networks, or sublicense the materials or spreadsheets.
3. No Guaranteed Financial Outcomes
Any financial numbers, worked pricing formulas, or margin examples presented on this website or in the materials are illustrations for learning purposes. We make no guarantee regarding customer acquisition, pricing acceptance in your locality, or business profitability.
4. Utility Locates & Physical Safety
Stump grinding involves subsurface excavation. Operators are strictly responsible for complying with all federal, state, and municipal regulations, including contacting 811 (Dig Safe) prior to digging or grinding. We bear no liability for property damage or utility strikes.
5. Refund Policy
Refunds are governed by our 14-day Money-Back Guarantee policy applicable exclusively to the Full Kit, as outlined in our Refund Policy. Standalone tiers (Playbook Only and Calculator + Templates) are final sale and non-refundable.